American Reserve Union Portfolio Securities

The basis for using this service.

The conditions that apply to the ARUPS website and the signed-in workspace: how account access works, what the guides published here are and are not, and the limits that apply.

A signed document resting on a desk beside a pen

What is provided

American Reserve Union Portfolio Securities provides the signed-in banking and investing workspace described across this site, together with the reference guides published on it. The website and the guides are provided as-is, without warranty as to accuracy, continuity or fitness for a particular purpose.

A figure in the workspace shows what is held on the account record at that moment. Figures on a review screen describe an instruction that has not been submitted, and a pending entry in the activity list can still change.

Account access

Access to the workspace is personal to you and granted for your own use. It is not transferable, and may be suspended where there is a security concern or a breach of these terms.

  • Keep your credentials to yourself. Anyone with them can sign in as you.
  • Do not use a password here that you use anywhere else.
  • Sign out on a shared or public device rather than leaving a session open.
  • Tell customer care promptly if you think someone else has your credentials or has used your account.
Nobody will ask you for your password

Staff cannot read your password and never need it, nor a one-time code, a PIN or a full account number. Any request for them is fraudulent, however it arrives. The security guide sets out what to do.

Permitted use

Use the workspace and the website for their intended purpose. Do not:

  • attempt to access another person's account, conversation or data;
  • probe, scan or disrupt the service, or circumvent authentication or authorisation;
  • copy, scrape or republish the guides or other content on this site as your own;
  • submit unlawful, abusive or deliberately misleading content through the message channel.

No reliance

The guides on this site describe how financial products work in general. They are not personal recommendations, and they are not regulated financial, investment, tax or legal advice. Rules vary by jurisdiction and change over time, so check anything that matters against your own institution's terms, or with a qualified professional in your jurisdiction, before acting on it.

Availability and changes

The service may be unavailable from time to time, for maintenance or for reasons outside our control, and no particular level of availability is guaranteed. Screens, features and the guides may be changed, added to or withdrawn, and these terms may be updated. Continuing to use the service after a change means the updated terms apply.

Content and third-party material

The stone facade and window of an older bank building

Photographs on this site are stock images released under CC0 or an equivalent public-domain dedication, and are served from ARUPS rather than linked from elsewhere. Typefaces are licensed under the SIL Open Font License, and interface icons come from an open-source set under its own license. Sources, licenses and attributions are listed in the third-party notices published with this site.

Company names, asset names and brand marks appearing in the investment list identify the instruments concerned and remain the property of their owners. Their presence does not indicate a partnership, sponsorship, listing or endorsement.